Your Plan Options

 

To help limit your out-of-pocket expenses not covered by Original Medicare, private insurance companies offer two distinct Medicare health plans.  They are:  Medicare Supplement and Medicare Advantage.

 

Medicare Supplement Plan (often called Medigap)

 

  • Helps pay some of the health care costs that Original Medicare does not cover like coinsurance, copays or deductibles
  • Have no restrictive networks – you may see any Doctor and use any facility that accepts Medicare patients
  • Plan is portable…if you move to another state, your coverage goes with you
  • You pay a monthly premium for this type of coverage


Note:  Medicare Supplement policies do not cover maintenance prescription drugs.  For that, you will need a Prescription Drug Plan which is called Medicare Part D.  I can help you with that and find you the best coverage. 

 

Medicare Advantage Plan (often called Medicare Part C)    Click here to Shop Plans

 

  • This is an ‘all in one’ plan which combines Medicare Part A and B into one plan and usually includes Medicare Part D (prescription drug coverage)
  • May have lower out-of-pocket costs than Original Medicare and utilize a network of doctors, hospitals and facilities
  • Often include extra benefits not provided by Original Medicare such as dental, vision, hearing and gym memberships
  • Most come with low or even zero premium options


Deciding which route to go can be a very confusing and quite frankly, very overwhelming.  You do not have to go it alone!  I can guide you and help you make the very best health care decision possible.  Please feel free to call me at 972-360-7810 for a no obligation consultation. Whether you need a Medicare Supplement plan + Medicare Part D or a Medicare Advantage plan, you are in good hands.

 

Medicare Supplement, Medigap, Medigap Insurance, Medicare Supplement policies, Medicare Part D, Medicare Advantage, Medicare Part C, Medicare Prescription Drug Coverage, Medicare Prescription Drug Plan, Medicare Supplement Plan, Medicare Advantage Plan, Medicare Open Enrollment, Medicare Health Plans, Medicare Supplement Insurance, North Dallas, Plano, Richardson, Carrollton, Frisco, Allen, McKinney, Garland, Irving, Coppell, Lewisville